Calculator Loans Explained Articles

Data

Browse through the data used on this site.

Interest Rates

Date	Interest Rate
1 April 2024 to 1 April 2025	7.8%
1 March 2024 to 31 March 2024	7.7%
1 January 2024 to 29 February 2024	7.6%
1 December 2023 to 31 December 2023	7.5% - 10.5%
1 January 2024 to 31 August 2024	7.3%
1 December 2023 to 31 December 2024	7.3%
1 September 2023 to 30 November 2023	7.3%
1 June 2023 to 31 August 2023	7.1%
1 March 2023 to 31 May 2023	7.9%
1 December 2022 to 28 February 2023	7.5%
1 September 2022 to 30 November 2022	7.3%
1 March 2022 to 31 August 2022	1.5% - 4.5%
1 January 2022 to 28 February 2022	1.4% - 4.4%
1 October 2021 to 31 December 2021	1.1% - 4.1%
1 September 2021 to 30 September 2021	1.2% - 4.2%
1 July 2021 to 31 August 2021	2.3% - 5.3%
1 September 2020 to 30 June 2021	2.6% - 5.6%
1 September 2019 to 31 August 2020	2.4% - 5.4%
1 September 2018 to 31 August 2019	3.3% - 6.3%
1 September 2017 to 31 August 2018	3.1% - 6.1%
1 September 2016 to 31 August 2017	1.6% - 4.6%
1 September 2015 to 31 August 2016	0.9% - 3.9%
1 September 2014 to 31 August 2015	2.5% - 5.5%
1 September 2013 to 31 August 2014	3.3% - 6.3%
1 September 2012 to 31 August 2013	3.6% - 6.6%

Repayment Thresholds

Date	Repayment Threshold
6 April 2021 to 5 April 2025	£27,295
6 April 2020 to 5 April 2021	£26,575
6 April 2019 to 5 April 2020	£25,725
6 April 2018 to 5 April 2019	£25,000
6 April 2016 to 5 April 2018	£21,000

⚠️ Disclaimer: It is important to understand the limitations of the calculator and information on this site. A lot of assumptions are made, and we cannot guarantee that the projected scenarios will play out as outlined in the future. The information provided is for illustrative purposes only. Do not make any significant financial decisions without consulting a qualified professional.

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